For Lenders

CHOOSE A LOAN FOR BOTH BORROWERS AND LENDERS

The SBA 504 loan offers benefits to both borrowers and lenders. The loan’s shared financing structure reduces risk for lenders, and its low down payment and long-term, low fixed interest rate puts financing within reach for businesses that may not qualify for conventional loans.

Benefits to lenders

Low loan-to-value, typically 50 percent
Lower reserve requirement
Reduced credit risk through partnership funding
CRA credits
Evergreen prepares the SBA paperwork

Evergreen simplifies a complex process
Evergreen is an SBA Premier Certified Lender Program (PCLP) CDC, giving us increased authority to process, close, service and liquidate SBA 504 loans. The result is a smooth, expedited process. Additionally, our simultaneous signing process on straight purchases reduces hassle, paperwork and risk for everyone involved.

Attachment	Size
Lender Alive and Well Flyer.pdf	112.42 KB
504 and 7a Comparision 101911.pdf	76.28 KB
SBA 504 Loan Lender Guide.pdf	128.83 KB
Appraisal Standards for SBA 504 Loans 020712.pdf	94.02 KB
Evergreen Environmental Assessment Guide.pdf	155.73 KB
Tips for Lenders Ordering Environmental Assessments.pdf	154.85 KB
Evergreen Process.pdf	69.56 KB
eDoc Flyer 032812.pdf	98.5 KB
Evergreen 504 Project Summary.xls	276 KB
Evergreen Interim and Permanent Loan Guide 041813.pdf	88.65 KB
Evergreen SBA 504 Complete Lender Set 042213.pdf	265.09 KB