Over the last ten years Andy and Brenda Sias, the owners Ocean Shores Kites, have created more than a retail store. They offer help in choosing the right model for their customer's skill level and a repair service for the inevitable pilot error. They also sell windsocks, wind chimes and flags to appeal to a wider market and to help get through the lean winter months. The local seasonality requires business owners to have strong budgeting and cash flow management skills. The Sias's say they are "frugal and get by fine," but expansion was a challenge.
Small loans may be where Evergreen's USDA Rural Loan Program fits best.
Evergreen Washington State Rural Loan Program financing provided just under $40,000 to purchase the existing equipment and existing customer contracts. The purchase of Windy City Computers entailed the purchase of furniture, fixtures, equipment, inventory and goodwill. There was no lending partner in the project.